Consumer Financing

Expand Your Customer Base and Increase Sales

Do you have large ticket sales that range from $1k to $25k that are difficult to close immediately because your customers do not have the cash or credit card room? Our paperless consumer financing platform provides your customers a competitively priced financing option right at the point of sale. This helps business owners expand their customer base and increase sales.

For every applied loan, we have developed a multi-lender platform that creates competition. This gives you more freedom to provide value through your products and services, and offers your customers better lending rates and more attractive terms.

Through a variety of national lending partnerships we can customize a solution that meets your business needs. Whether it’s developing a program geared toward prime credit borrowers or enhancing your approval rates through our second chance financing programs, we can help. We believe that business is based on providing an exceptional customer experience and building a long term business relationship. Let us help you develop a primary or secondary consumer lending program that drives more sales and increases your bottom line.

* Minimum annual business revenue (cash, credit cards, checks, financing, etc.) 500K. Minimum loan amount $1000.  Other restictions apply.  See our FAQ page for additional details

Reality of Today’s Economy

40% of consumers spend more than they earn. A consumer credit program is not a want, it’s a must! Give your clients every option when choosing to purchase your goods or services.

With an average FICO credit score range of 643-660 for all residents in the US under the age of 54, you need a program that will address all levels of credit worthiness.

We also offer more traditional programs with low discounts rates and subprime programs that approve contracts with a credit score as low as 540.

Advertising Payment Options Increases Sales

Studies show if you promote payment options like 0% interest or low monthly payment plans, sales explode.

If you are selling goods or services over $1,000, you need to offer low monthly payment options to consumers who are payment sensitive. A simple adjustment like this in 

We provide a program for online e-commerce businesses to now offer installment payments online. You can offer 0% interest or term installment payments that are directly integrated with your shopping cart system. Why offer one restrictive solution, like some of our competitors, when you can have a variety of solutions that meet the individual needs of your customers?

your advertising strategy can appeal to a larger audience and lift sales dramatically.

Flexible Solutions

We understand that one size does not fit all. That’s why we have multiple financing program options, from 0% interest programs to installment and revolving credit lines. In addition to standard credit programs, we offer Sub-prime programs to help those consumers that may be credit challenged. What’s even better is that we don’t charge high loan discount fees like GE Capital Bank or Wells Fargo, our program is flat rate regardless of loan size.

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